Postgraduate Loans (SAAS) (Scotland and EU nationals who have been granted settled or pre-settled status through the EU Settlement Scheme

The Scottish Government offers postgraduate loans to those who are due to commence a taught or research Masters or Postgraduate Diploma programme of study.

 

Loans are available for full-time and part-time postgraduate Diploma and Masters programmes. 

You have to be studying an eligible PG Diploma or Masters programme.

If you are studying over more than one academic year you must apply for a fee loan in all years of your programme.  Your tuition fee loan will be paid directly to your University.  

Students from Scotland

Award Method of Study Duration Tuition Fee Loan - students starting 2023-2024

Living Cost Loan - students starting 2023-2024

Masters -Taught and Research Full-time 1 year Up to £7,000 Up to £4,500
Masters -Taught and Research Full-time 2 years Up to £7,000 over 2 years  Up to £4,500 over 2 years (£2,250 per year)
Masters -Taught and Research Part-time 2 years Up to £7,000 over 2 years Not available
Masters -Taught and Research Part-time 3 years *only if no 1yr f/t prog offered Up to £7,000 over 3 years Not available
PG Diploma Full-time 1 year Up to £7,000 Up to £4,500
PG Diploma Part-time 2 years Up to £7,000 over 2 years Not available
Masters and PG Diploma Part-time intermittent (ICL) 2-6 years Not available Not available
PG Certificate Any Any Not available Not available

Eligibility 

  • you must be a UK national (or have settled status) and been ordinarily resident in Scotland for three years on the first day of the first academic year of your degree programme;
  • you must be 'ordinarily resident' in Scotland (temporary absence from your home address, such as for education or travelling, will not prevent you from being eligible to apply for a PGL);
  • you must be aged under 60 on the first day of the first academic year of your degree programme.

EU nationals who have been granted settled or pre-settled status through the EU Settlement Scheme, and meet the residence conditions set by SAAS

Award Method of Study Duration Tuition Fee Loan - students starting 2021-22

Living Cost Loan - students starting 2021-22

Masters -Taught and Research Full-time 1 year Up to £7,000 If you meet SAAS residency criteria
Masters -Taught and Research Full-time 2 years Up to £7,000 over 2 years If you meet SAAS residency criteria
Masters -Taught and Research Part-time 2 years Up to £7,000 over 2 years Not available
Masters -Taught and Research Part-time 3 years *only if no 1yr f/t prog offered Up to £7,000 over 3 years Not available
PG Diploma Full-time 1 year Up to £7,000 If you meet SAAS residency criteria
PG Diploma Part-time 2 years Up to £7,000 over 2 years Not available
Masters and PG Diploma Part-time intermittent (ICL) 2-6 years Not available Not available
PG Certificate Any Any Not available Not available

Eligibility

  • EU national who has been granted settled or pre-settled status through the EU Settlement Scheme;
  • If you do not meet the SAAS residency criteria you can apply for a tuition fee loan only;
  • To be eligible for full support (tuition fee and living cost loan) you must have been ordinarily resident in the UK for the three years immediately prior to the relevant date and be ordinarily resident in Scotland on the relevant date.  Further information on the relevant date can be found on the SAAS website;
  • you must be aged under 60 on the first day of the first academic year of your degree programme.

SAAS guidance - Exeptions to the general residence conditions

Applying

Applications are now open, you can apply online at SAAS.   

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Payment

Payments will be released after you have registered on your degree programme and the University has confirmed your attendance to the Student Loan Company (SLC) and Student Awards Agency Scotland (SAAS) at the start of the academic session.

Tuition fee payment will be made directly to the University.

Repayment

SAAS information on Repaying your Student Loan

Fees and Student Support Team